Approval Criteria

Harvest Investments is an equal housing opportunity property and abides by all Federal, State, and Local Fair Housing Laws. We do
not discriminate based on race, color, religion, sex, handicap, familial status, national origin, age, marital status or sexual orientation.

The term “applicant(s)” under these criteria means the person that will be signing the lease as a “resident/tenant”.

The term “occupant(s)” in these criteria means the person or persons that are authorized occupants under the lease. Please also note that Harvest Investments has established these criteria as a way of ensuring that each resident and occupant has the same opportunity to enjoy their home and the amenities that the community may provide.

Application for Residency

Each applicant must be at least 18 years of age and complete a rental application fully and accurately.

Occupants

Two residents per sleeping area plus one additional person are allowed in each rental home. No more than 3 unrelated parties are allowed. Anyone 18 years of age or older will be required to sign the lease.

Identification

Each application must provide one of the following forms of identification in order for the verification process to begin: Government Issued Photo ID, valid Social Security number, a Passport or Alien Registration Card.

Verifiable Gross Income

Total gross income of at least 2X monthly charges for an individual applicant. For applications with more than one unrelated applicant over the age of 18, each applicant must qualify separately with an income of at least 1.5X monthly charges per applicant. You will need to submit proof of income at the time of application submission.

Proof of Income:

• Employees – Three current paycheck stubs or offer letter on company letterhead + three paycheck stubs from prior employer.
• Self-employed – Previous 2 year’s tax returns with confirmation of filing with the IRS.
• Other – Applicant(s) that are retired, or have other verifiable income must provide proof of income and/or assets that equal 3 times the total contractual amount of the Rental Agreement.
  
• Government Assistance – Section 8 and other assistance programs are usable at some properties. If you are on disability, you must provide verification of the monthly amount.
  
  

Credit History

While we do run credit and background checks, our sole focus is not on your credit score. Timely payments and the ability to pay your debts based on your income is our focus.

Applicants must have a credit report that reflects a positive payment history for all accounts in the last twelve months.

Bankruptcy must be discharged for at least three years.

Credit history does not apply to applicants applying with the assistance of a housing subsidy.

Rental History

Present and previous landlords/mortgage companies may be contacted to determine the applicant’s ability to meet rental obligations and character references. Endorsement from Apartment Community and/or mortgage companies is required with a minimum of two years verifiable rental/mortgage history.

If present or previous landlords and/or mortgage companies report any of the following items, the applicant will be denied:

• 2 or more late payments in the last 12 months
• 2 or more NSF payments in the last 12 months
• 4 or more NSF payments in the last 24 months
• Foreclosure on mortgage in the last 3 years
• Outstanding balance for damages or rent owed to another Landlord/mortgage Company.
• Any demonstration of poor residence care
• Any eviction (FED), skips or notice given by landlord.
  
  

Criminal History

While we do not rent to registered sex offenders, we do consider applicants with other criminal history.  We look at a number of factors.

Pets

Well behaved pets will be considered at landlord’s discretion. A photo of applicant with each pet to be considered is required with application. If pet has no rental history, the pet may be considered with an additional Security Deposit in the amount of $300.

Vehicles

All vehicles must be registered and in operating conditions.

Smoking

No smoking is allowed inside the property. Many units are equipped with devices to auto report cigarette and marijuana smoke directly to the property manager.

Marijuana and Other Illicit Drugs

Possession, use, and/or growing of marijuana is not permitted inside the property or on the premises.

Validity Period

Approved applications remain in good standing for a period of ninety (90) days from the approval date. If the lease is not signed and/or the applicant fails to occupy an apartment within the viable time period, the application must be resubmitted for verification and approval and a new application fee must be paid.

Confidentiality

We maintain a strict policy of confidentiality and privacy for our applicants and residents. We do not discuss information on applications with anyone other than the applicant. In addition, we do not discuss individual credit reports with an applicant. If you would like to discuss or dispute anything in your credit report, you will need to submit a written request to ‘[email protected]’ to initiate the process.